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Thread: Classic Insurance (and other criteria)

  1. #1
    348KYD's Avatar
    348KYD is offline Salesman's average 3 Series BMW Club Member
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    Default Classic Insurance (and other criteria)

    Hi All,

    I know there are a few insurance threads around, but I'm wondering if anyone has experience of insuring with the following criteria:

    1. It's a Ferrari!
    2. It's a classic car (1978 308)
    3. It's an import (US car)
    4. It's LHD
    5. I need to insure on the VIN number until I get it ready for registration

    Any tips? Is it worth joining the FOC for affiliated companies?

    Thanks, Nick.

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    1. It's a Ferrari!
    2. It's a classic car (1978 308)
    3. It's an import (US car)
    4. It's LHD
    5. I need to insure on the VIN number until I get it ready for registration

    Any tips? Is it worth joining the FOC for affiliated companies?
    1 - Most on here. Not sure what you mean by it though.
    2 - I have insured all the three Ferraris I've owned (not any at the same time) and old Alfa/BMW on modern classic type policies. The BMW (Z3) is insured with my Ferrari through AiB and kind of on modern classic policy. The ZŁ is insured for commuting too.
    3 - My mate uses a classic policy on his imported American Charger with no issues.
    4 - As above.
    5 - No experience of that.

    You should be fine with your 308 (any pictures BTW?)

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    348KYD's Avatar
    348KYD is offline Salesman's average 3 Series BMW Club Member
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    Thanks Malc, I guess I need to do a bit more research, the VIN number thing could be a problem as I've seen some policies that give you a deadline to switch to a registration number and I have some work to do to the car before it will be ready for MOT.

    I only meant that as soon as you mention that it's a Ferrari, the price seems to increase, no matter what you're buying ....

    I'm going to start a thread on my experience with importing the car (it arrived yesterday) so will get some pics up too.

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    348KYD's Avatar
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    I phoned Adrian Flux today and got a really helpful person, went through the whole criteria and got what I think is a very reasonable deal - I think you have to do this kind of thing by phone as the online systems aren't really capable of dealing with such specific requirements.

    Anyway, so far, Adrian Flux is recommended - hopefully I won't have to test this by making a claim!!

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    Ive just insured my imported 308 with Flux on the VIN. They were very helpful and they put a note on file not to further charge me when I get my plate allocated.

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    Quote Originally Posted by 348KYD View Post

    I only meant that as soon as you mention that it's a Ferrari, the price seems to increase, no matter what you're buying ....
    Ferrari tax is on everything related

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    Quote Originally Posted by 348KYD View Post
    Hi All,

    I know there are a few insurance threads around, but I'm wondering if anyone has experience of insuring with the following criteria:

    1. It's a Ferrari!
    2. It's a classic car (1978 308)
    3. It's an import (US car)
    4. It's LHD
    5. I need to insure on the VIN number until I get it ready for registration

    Any tips? Is it worth joining the FOC for affiliated companies?

    Thanks, Nick.
    I had my cars insured on one policy with Hiscoxs through AIB
    car 1 LHD Ferrari 456GT
    car 2 Porsche 718
    car 3 Range Rover sport Dynamic
    All 3 vehicles were covered for:
    Agreed value on each car, like for like courtesy car, salvage retention, fully comprehensive cover for any other vehicle driving, business use and the Ferrari was the cheapest one of the 3 vehicles to cover, the rangie being the most expensive (because they are crap and easy to nick). Curiously the only condition imposed by the Insurers was compulsory to have a working and fully maintained tracker on cars 2 and 3, but not for the Ferrari (wait for it....smartarse answers about not being worth nicking etc )
    Never had any issues with AIB and easy to get hold of them (02380268351, ask for Leah, she is very good and also, shock ...horror...returns your calls. Not like some of the others I could mention).
    Used Chubb (aka Locktons) via the FOC some years ago and the cover was nowhere near as comprehensive, and significantly more expensive.
    Every year at renewal the Ferrari was always consistently the cheapest car to insure.

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