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Thread: Insurance choices

  1. #101
    Modificato is offline Looks like a 308 to me? -The Ferrari 288 GTO Club Member
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    Iím with Chubb

    6 cars covered any driver city centre location

    No one else comes close to them for service

  2. #102
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    Mike01606 is offline Kid's bed - The Ferrari F50 Club Member
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    Quote Originally Posted by Mike01606 View Post
    Itís a conundrum every year...if I want a decent policy on the 360 itís cost effective to use a high quality insurer for all of the cars...
    If I want to go more standard cover then I have to on the 360 also....

    Iím trying to work out my car strategy heading into retirement so Iíve been holding back buying anything for at least a couple of years. If our DDís were new cars then the Chubb policy would be a no brainer.
    Maybe I just need to get my wallet out, but Iím pretty sure one of my next new car purchases will be electric and itís a bit early....
    I guess Iím not alone hence new car sales are well down.
    Iíve just renewed with the Chubb policy.
    For at least the next 12 months the benefits are worth the extra.
    The fact that the two real DD cars are a bit older also means Iím more than happy to let my kids use them.

  3. #103
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    Is that direct with Chubb?

    Iím with them but via lockton. Renewal is in a couple of weeks so will see what they come up with!!

  4. #104
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    Quote Originally Posted by A348W View Post
    Is that direct with Chubb?

    Iím with them but via lockton. Renewal is in a couple of weeks so will see what they come up with!!
    You have to use a broker for Chubb Adrian.
    AIB are the broker for mine.
    I think the FOC policy through Lockton operates differently.

  5. #105
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    Quote Originally Posted by Yorkshirelad View Post
    Just had my quote from AIB at 2400.... adrian flux just quoted 1768 !!! Thats for a 550 and a 458
    Re quoted by AIB which is a lot more competative now.. yet to choose though

  6. #106
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    Had a great quote again from AiB but unfortunately on both cars Heritage beat them to it saving me £100 on both Z3 (5k commuting) and 360 (1500m D&P). Direct comparison for mileage etc.
    I tired HR Owen and ClassicLine. The Gentlemen at HR Owen was very good and I wanted to buy their insurance but it would have been £200 - £300 more.

    Unfortunately ClassicLine were miles off the mark too.

  7. #107
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    Quote Originally Posted by MalcH View Post
    Had a great quote again from AiB but unfortunately on both cars Heritage beat them to it saving me £100 on both Z3 (5k commuting) and 360 (1500m D&P). Direct comparison for mileage etc.
    I tired HR Owen and ClassicLine. The Gentlemen at HR Owen was very good and I wanted to buy their insurance but it would have been £200 - £300 more.

    Unfortunately ClassicLine were miles off the mark too.
    Have you tried Lockton, Malc? I use AiB for both my daily drivers and they always quote very competitively, but Lockton are pretty good for the 348 on a limited mileage with all the usual exras (choice of repairer, agreed value, track day cover etc.). For the 348 on 1500 miles insured for £55k I pay a smidge over £400 with them which seems pretty reasonable to me.

  8. #108
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    Another one for Lockton here, same ish as Pete but higher annual mileage limit for me! Some good side benefits as well of UK/EU breakdown cover, courtesy car etc included.

    That said I did ask them for a price to cover the dailys as well and they were no where near what I get with them all for on separate policies (I pay less per car than the savings you are referring to above!! )

  9. #109
    francisn is offline Post whore with no life, no friends, and a problem fitting into normal social circles Admin dude
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    I just renewed with ClassicLine for my GT4. At £326 it was only £6 more than last year and as I did a lot of comparisons last year I didn't bother this time. That's for 5K miles per year and the same agreed value of £60K - I have to send a new form and 6 pics for them to agree that as it's 3 years since I did it but hopefully no problem. I had a windscreen claim last year and all good. I was previously with Hagerty's who were less big business and you could have a relationship with the person you were dealing with, but more, though not TOO much, expensive. Locktons were out of the ball park on price and few of the added FOC related benefits were of use to me. AIB didn't seem that keen on insuring and older car and AFAIR when they did quote were quite expensive, but I may remember wrongly,.

    So happy with what I have

  10. #110
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    I am with AIB for my 348 and 2 cars laid up Escort RS cosworth and classic Mustang (not on the road) £830 all in.

    I am with Chubb "high net worth" they like saying that for some reason, lots of extras that come with it none of which i want or use.

    Anyway got a phone call today saying it's up in a few weeks and chubb have gone up to over £1100, we have found another company but without all the useless add ons for £830 (1000 miles a year) shall we re-new !

    Really need to think about this.

    I did zero miles last year in the 348, the Mustang is just a stripped bare shell and is not going to see the road for 2-3 years, the Escort is not going to be on the road this year but has a high value of £45K + and going up at a crazy rate.

    I guess i am just looking for fire and theft, the road risk is low due to the lack of miles, so why are we paying so much for so little miles

    I get having good cover with choosing your own repairs agreed value etc but are we overpaying for all of this?

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