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Thread: Insurance choices

  1. #111
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    Quote Originally Posted by PAUL V View Post
    I am with AIB for my 348 and 2 cars laid up Escort RS cosworth and classic Mustang (not on the road) £830 all in.

    I am with Chubb "high net worth" they like saying that for some reason, lots of extras that come with it none of which i want or use.

    Anyway got a phone call today saying it's up in a few weeks and chubb have gone up to over £1100, we have found another company but without all the useless add ons for £830 (1000 miles a year) shall we re-new !

    Really need to think about this.

    I did zero miles last year in the 348, the Mustang is just a stripped bare shell and is not going to see the road for 2-3 years, the Escort is not going to be on the road this year but has a high value of £45K + and going up at a crazy rate.

    I guess i am just looking for fire and theft, the road risk is low due to the lack of miles, so why are we paying so much for so little miles

    I get having good cover with choosing your own repairs agreed value etc but are we overpaying for all of this?
    I'm not sure, Paul, you may be right. I have track day insurance included with the 348 and couldn't go near most tracks if I wanted to due to the Nouvalari Supersport exhaust. I'd certainly take less add-ons for less premium but I think I'd always want choice of repairer on a Ferrari.

    As an aside, the Mustang sounds interesting. Enjoyed looking back over the work you did on your 348 which was exceptional. Even if you don't post the rebuild up here feel free to post a link - would love to see it

  2. #112
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    Quote Originally Posted by Nosevi View Post
    As an aside, the Mustang sounds interesting. Enjoyed looking back over the work you did on your 348 which was exceptional. Even if you don't post the rebuild up here feel free to post a link - would love to see it
    +1 👍👍👍

  3. #113
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    Quote Originally Posted by Nosevi View Post
    I'm not sure, Paul, you may be right. I have track day insurance included with the 348 and couldn't go near most tracks if I wanted to due to the Nouvalari Supersport exhaust. I'd certainly take less add-ons for less premium but I think I'd always want choice of repairer on a Ferrari.

    As an aside, the Mustang sounds interesting. Enjoyed looking back over the work you did on your 348 which was exceptional. Even if you don't post the rebuild up here feel free to post a link - would love to see it
    Re the Mustang, not got a a build thread as such, i did start a instagram page for it called "that_yellow66"
    https://www.instagram.com/that_yellow66/

    It's a bit of a mixed bag, for a start i was going to paint it yellow hence the name, but think its going back to its original blue.

    I have not done anything on it since it came back from blasting July 18 the reason is i have been building my dream garage which has taken all of my spare time, i have also got a bit side tracked i brought a MK2 Escort with the full intention of not wanting another project car ! well i had fitted a 2 poster ramp in the workshop and wanting to test it out i pulled the escort in and it sort of escated from there. It has helped a lot with fitting out the garage as i have changed quite a few things around that would not have worked if i had gone with my original plan.


    Anyway just waiting to get the Mustang home, but been putting it off getting it here as i am really getting on with the MK2 and i know i would switch my attention off that if it was home.

  4. #114
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    Quote Originally Posted by PAUL V View Post
    Re the Mustang, not got a a build thread as such, i did start a instagram page for it called "that_yellow66"
    https://www.instagram.com/that_yellow66/

    It's a bit of a mixed bag, for a start i was going to paint it yellow hence the name, but think its going back to its original blue.

    I have not done anything on it since it came back from blasting July 18 the reason is i have been building my dream garage which has taken all of my spare time, i have also got a bit side tracked i brought a MK2 Escort with the full intention of not wanting another project car ! well i had fitted a 2 poster ramp in the workshop and wanting to test it out i pulled the escort in and it sort of escated from there. It has helped a lot with fitting out the garage as i have changed quite a few things around that would not have worked if i had gone with my original plan.


    Anyway just waiting to get the Mustang home, but been putting it off getting it here as i am really getting on with the MK2 and i know i would switch my attention off that if it was home.
    That tends to happen with cars - I started off having a few paint chips and bubbles sorted in my paint........ some time later and pretty much everything inside and out had been sorted in some way on my car

    Anyway, good luck with both the Mk2 and Mustang.

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    Quote Originally Posted by Nosevi View Post
    Have you tried Lockton, Malc? I use AiB for both my daily drivers and they always quote very competitively, but Lockton are pretty good for the 348 on a limited mileage with all the usual exras (choice of repairer, agreed value, track day cover etc.). For the 348 on 1500 miles insured for £55k I pay a smidge over £400 with them which seems pretty reasonable to me.
    I probably did. No matter now anyway.

  6. #116
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    Default Insurance choices

    Quote Originally Posted by PAUL V View Post
    I am with AIB for my 348 and 2 cars laid up Escort RS cosworth and classic Mustang (not on the road) £830 all in.

    I am with Chubb "high net worth" they like saying that for some reason, lots of extras that come with it none of which i want or use.

    Anyway got a phone call today saying it's up in a few weeks and chubb have gone up to over £1100, we have found another company but without all the useless add ons for £830 (1000 miles a year) shall we re-new !

    Really need to think about this.

    I did zero miles last year in the 348, the Mustang is just a stripped bare shell and is not going to see the road for 2-3 years, the Escort is not going to be on the road this year but has a high value of £45K + and going up at a crazy rate.

    I guess i am just looking for fire and theft, the road risk is low due to the lack of miles, so why are we paying so much for so little miles

    I get having good cover with choosing your own repairs agreed value etc but are we overpaying for all of this?
    Iíve just renewed today with AIB....well sort of.
    I had the 360, two daily driver BMWs and my VW Camper on a Chubb Masterpiece policy.
    I knew I wasnít going to renew with them as like Paul above, Iíve barely used the bonus features and the camper is now sold (big mistake if Clement is reading this and wants to send it back)
    Iíve moved the BMWs to an Admiral multicar policy I already had a further car on along with my mumís. All for £120 until August with both my kids (26 & 28) insured. Iíve just had a £25 COVID bonus off them also which Chubb didnít offer

    The 360 is still with AIB on an agreed value, single car classic policy, with my wife as a named driver. 380 odd quid with 5k miles...Result and no ball breaking bill in May [emoji106]

  7. #117
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    Quote Originally Posted by Mike01606 View Post
    The 360 is still with AIB on an agreed value, single car classic policy, with my wife as a named driver. 380 odd quid with 5k miles...Result and no ball breaking bill in May [emoji106]
    Wtf, with a clean license and history why do they charge me £900?!!!!! Please pm me the details Mike, it'll be much appreciated

  8. #118
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    That time again and my renewal has come in 10% above last years price so thought its time I shopped around.

    - Locktons (renewal) is £485 for (5k miles). AXA policy. I don't need that mileage this year oddly enough; but trying to get hold of them to get it requoted is difficult, plus they have changed underwriters and haven't told me what I'm getting, nor provided the promised portal for all the relevant information!!! (I hate chasing people to give them money )

    - Hagerty were out of the ball park at £938

    - Classic Line 3k miles £437 and 5k miles £459. KJM policy?? Track day cover included for FOC events (I'm planning on doing track days, but not a FOC one again) and £55 for other events if organised by ATC/ADS?? Interestingly they were trying to talk me into Locktons!

    - AIB were 3k miles £379 and 5k £459. MarkrSturdy policy?? (seem to get rubbish reviews) Only other down side here is this doesn't include track cover, nor will they include it.

    They all seem to include agreed value, courtesy (probably a discourtesy car), EU cover, salvage rights, repairer of my choice etc etc. so no other real differences I can see.

    So, whilst I wait for Locktons to sort their life out; anybody know where I can source track day cover separately and likely cost? And any other brokers I should try?

    Cheers

  9. #119
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    Fwiw Iíve always had the 348 with Lockton, Adrian. Service has been good and they do lower milage than that for less money. Think the minimum last time I asked was 1500 miles for a car on the road. Did get SORN cover from them once but that was a while ago.

  10. #120
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    Lockton have kind of sorted their IT issues out; so now have all the documents .

    3k miles is £439 so will go with that as the policy sounds good and covers me for what I want to do. Certainly not a big enough difference in it to chance an unknown!

    Now to get out and drive it...

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