The above is a very good point. If you want a car from 2000 onwards though, personally I'd forget the manual (and associated premium) and buy a good F1 with a great history. Forget the mileage if the condition is right, with the history and maintenance record giving you confidence in the oily bits. You'll save money to keep in a rainy day fund, hopefully not to be needed. Speak to someone like Aldous, Ed & Harvey at AV in Kent about real-world running costs and worse-case scenarios etc. They'll probably know of a few potential candidates too. For the 360 in particular, they're almost certainly the very best in the UK.